Hi, I’m Ryan!
Founder and President
When you choose EverKey as your retirement plan advisor, you’re hiring me. I have been specializing in retirement plans for nearly 20 years. My passion is serving others and helping business owners maximize the potential of their retirement plan for themselves and their employees.
I founded EverKey Financial in 2023 to afford me the luxury to work one-on-one with every client I am fortunate to serve. This hyper-focused business model allows me to get to know each client on a personal level and fully understand where they’re coming from and where they want to go. Together, we find the right solutions to help them reach their goals.
“AIF ®” is more than a designation. It’s a commitment to excellence.
Here’s what it means to you
Only Accredited Investment Fiduciary® (AIF®) Designees have been certified specifically for their ability to follow a fiduciary process with their clients’ best interests at heart.
Attributes that make AIF® Designees different from other advisors or financial professionals:
Experience. Designees are required to provide documented industry and educational experience to qualify for the designation.
Education. Designees must complete the Accredited Investment Fiduciary® Designation Training, which covers the Prudent Practices® for managing fiduciary assets for wealth, nonprofit and retirement clients.
Examination. Designees must pass an examination to prove comprehension of the Prudent Practices® and ability to act in the best interest of clients.
Ethics. Designees adhere to a Code of Ethics and Conduct Standards that show a commitment to a higher degree of industry professionalism.
AIF® Designees have the knowledge and resources to help clients with:
- Creating and maintaining a comprehensive investment plan, strategy or policy statement that documents the processes and procedures that will be used to manage the plan/portfolio.
- Analyzing and optimizing asset allocation strategies and investment menus.
- Applying objective standards for evaluating and recommending appropriate investment options and products.
- Monitoring and reporting plan/portfolio performance.
- Evaluating a client’s current fiduciary practices and recommending actions to help mitigate compliance and litigation risks.
- Understanding their important fiduciary roles, responsibilities and obligations with more confidence.
The AIF® designation information presented here is excerpted from “Benefits of Choosing an AIF® Designee” by Fi360, a Broadridge Company.
Get to Know Me
Where I Come From
I was born in California, but grew up in The Woodlands, Texas. I attended Vanderbilt University, then returned home and graduated from the University of Houston with a BBA in Finance.
After working in the service industry from age 16 (grocery stores, restaurants, a call center, and even the Houston Rockets!), I landed at a regional bank in Houston after college. After a few years as a commercial lender, I switched to the retirement plan consulting team where I spent eight years learning and growing.
CC 4.0
Finding my way to everkey
Add in a couple years at other retirement consulting firms and a 3-year stint at my church (I planned large events and coordinated the sports leagues for the largest singles ministry in Houston), I returned to the regional bank where my retirement career started.
Another seven years of retirement plan experience led me to finally start EverKey Financial in March 2023. I am thrilled to now work directly for my clients, leveraging all my experience to bring them customized solutions and industry best practices regardless of plan size.
When I’m Not at Work
I have been happily married since 2012. My wife and I have two energetic boys and a beautiful girl. I love taking my kids to school, coaching their teams, and making (or ordering) pizza for Friday family movie nights. In my leftover time, I hang out with friends, catch up on my favorite sports, or play the occasional round of golf.
Creative Commons Attribution-Share Alike 4.0 License
This photo from the University of Houston campus is available under a Creative Commons 4.0 license via Wikimedia Commons, photographed by Wikimedia user Another_Believer.
Whether you have an existing retirement plan that’s falling short or thinking about starting a new plan, let’s talk about how I can help you create a confident path – and peace of mind.
EverKey:
Where business is always personal.
